Why Denied Credit letter

Why Denied Credit letter

Denied credit by a firm? The Federal Fair Credit Reporting Act requires disclosure of the reasons, and this letter lays it all out.

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Danny Danielson
123 Main St.
Anytown, CA 95928
(555) 555-1212

August 14, 2010

To Whom It May Concern,

I recently learned that your firm denied me credit on [date] for the following transaction:

Under the Federal Fair Credit Reporting Act, I hereby request full disclosure of the reason(s) why credit was denied. Additionally, I request information about the nature of any negative credit information you have received from any source, including, but not limited to, reporting agencies.

Sincerely,

Danny Danielson

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